Welcome to P&J NATIVE: Guarantee Schemes by the Government of Malaysia
Malaysian businesses require adequate cash flow to compete and thrive in today’s economy.
Lack of collateral affects their access to funding from Financial Institutions (“FIs”) and non-banking FIs.
SJPP allows Malaysian businesses to overcome this barrier by providing Government Guarantee Schemes as an alternative solution to their collateral requirements.
Dapatkan Schemene Anda Hari Ini Dengan Kami!
Malaysian businesses face many hurdles in obtaining access to credit facilities including difficulties in providing sufficient collateral, and facing high costs of funding.
Government Guarantee Schemes are the alternative solution for them to obtain financing facilities without the need of providing collateral as required by most financial institutions.
03-50218210
5 Schemes:
All Industries and Sectors
5 Schemes
1. Working Capital Scheme
2. Working Capital Scheme(Start Up)
3.Working Capital Scheme( Bumiputera)
4. Working Capital Scheme( Export)
5. Automation/ Digital Scheme
OUR SERVICE:
PROFILE BUILDING
P&J will help you develop a financial profile to strengthen your financial record and improve your loan eligibility. This includes preparing legal documents, improving your credit score, and meeting bank requirements. A strong profile increases your chances of getting a larger loan with better interest rates.
Working Capital Guarantee Scheme
Limit:RM100,000 - RM10.0 million
Guarantee Fee:1.0 % per annum
Guarantee Coverage:70%
Working Capital Guarantee Scheme - Start Up
Financing Limit:RM50,000 - RM500,000
Guarantee Fee:0.75 % per annum
Guarantee Coverage:70%
Automation & Digital Guarantee Scheme
Working Capital Guarantee Scheme - Bumiputera
Financing Limit:RM100,000 - RM3.0 million
Guarantee Fee:0.75 % per annum
Guarantee Coverage:80%
Working Capital Guarantee Scheme - Export
Financing Limit:RM100,000 - RM10.0million
Guarantee Fee:0.75 % per annum
Guarantee Coverage:80%
Financing Limit:RM100,000 - RM10.0million
Guarantee Fee:0.75 % per annum
Guarantee Coverage:80%
DISCLAIMER
# We do not charge any service fees upfront. All service charges will only be collected after the loan application process is successfully completed. There are no hidden fees or pre-payment requirements at any stage.
#Please note that while we strive to provide the best support throughout your loan application process, we do not guarantee approval or success of any application. Additionally, no service fees will be charged until the process is fully completed. There are no upfront or hidden charges.
Loan Services
Explore our range of loan services tailored to meet your financial needs. Our expert team is dedicated to helping you secure the best loan options.
Flexible Terms
We offer flexible repayment terms to suit your budget and financial situation. Our goal is to provide you with a loan that fits your needs.
Fast Approval
At P&J, we understand the urgency of your financial requirements. Our streamlined process ensures quick approval and disbursement of funds.
Expert Guidance
Our experienced loan officers are here to guide you through the application process. Get personalized assistance and advice on choosing the right loan.